Fiscal Nerd

Why is it important to have a good credit score? Poor credit can affect the ability to be approved for a mortgage, qualify for lower interest rates, and even being approved for a cell-phone plan. By understanding how credit works, you can reduce their risk of damaging their credit history or attaining a poor credit […]

Average Small Business Loan The average small business loan for those not classified as having low or moderate income was $37,500 in 2015 according to the official Federal Reserve site The average loan amount varies wildly depending on whether or not an area is within the Federal Reserve’s classification of an assessment area or not. […]